Meet Kia Shanae - The Fundable Profile Expert Who Cracked the high limit 0% APR Business Credit Code

From credit mistakes at 18 to building a high six-figure credit education company - discover how one woman's journey through the credit system led to the breakthrough methodology that's helping business owners access premium funding nationwide.

At 18, I made every credit mistake you could imagine.

Poor decisions led to damaged credit that disqualified me from everything I needed to live my adult life... apartments, car loans, even basic credit cards.

I was locked out of the financial system when I needed it most.

But that rock-bottom moment became my greatest teacher.

As I began helping friends and family with their credit challenges, I noticed something crucial:

Most people were getting denied not because of their credit scores, but because of specific elements in their credit profiles that triggered automatic rejections before human underwriters ever saw their applications.

This led me to pursue certification as a data furnisher for the credit bureaus - giving me insider knowledge of how credit information is reported and what lenders actually look for during their evaluation process.

What started as helping a few people grew into a high six-figure credit education company.

But as my client base expanded to include more entrepreneurs and business owners, I discovered we all shared the same fundamental challenge: we needed access to capital to grow our businesses.

Traditional business funding advice wasn't working.

Most "experts" were teaching outdated strategies or making promises they couldn't keep.

I realized there was a massive gap in the market for legitimate, compliance-focused education on business funding strategies.

The Fundable Profile Formula™ is Born

After 13 years of experience and working with hundreds of business owners, I identified the exact methodology that separates businesses that get approved for premium funding from those that get stuck in rejection cycles.

The Fundable Profile System™ isn't just about credit scores - it's about understanding how to position your entire business profile to qualify for the best funding options available, including 0% APR business credit lines that most business owners don't even know exist.

Why Business Owners Trust Our Training

High Six-Figure Education Company

My methodology didn't just work for me... it built a thriving business helping hundreds of entrepreneurs.

Compliance-First Training

No shortcuts, no gray areas... just legitimate strategies that work within the system.

Fundable Profile Assessment System

My proprietary scoring reveals exactly why you're getting denied... before you waste time applying.

Reporting Standards Expert

While others guess at credit requirements, I know the exact technical standards lenders use.

Education Over Empty Promises

I teach you the methodology so you control your success, not depend on someone else's promises.

0% APR Qualification Mastery

While others settle for high-interest debt, I teach you how to qualify for premium rates.

Entrepreneur-to-Entrepreneur Education

I'm not a consultant who's never run a business... I'm an entrepreneur who understands your challenges.

Strategic Lender Intelligence

I know which banks say yes to businesses like yours and which ones waste your time.

Systematic Premium Access

This isn't about luck or hoping... it's a step-by-step methodology for funding success.

Ready to get started?

OUR MISSION

Empowering Business Owners Through Education.

Every legitimate business owner deserves access to the capital they need to grow - but most are navigating the funding landscape without the right knowledge or strategy.

We believe in:

  • Education over promises - We teach you the methodology so you maintain full control

  • Compliance first - All our training follows legal and ethical guidelines

  • Entrepreneur empowerment - You learn the system rather than depending on others

  • Premium positioning - Why settle for high-interest debt when 0% APR options exist?

What We Don't Do

  • We are not brokers.

  • We don't submit applications for you.

  • & we don't provide financial advice.

We are educators who teach proven methodologies that you implement independently.

Our Commitment

We're committed to providing the highest quality business funding education available.

Our training programs are designed to give you the knowledge and confidence to navigate the funding landscape successfully, whether you're seeking your first business credit line or looking to optimize your existing funding strategy.

Disclaimer: The information on this site is for educational purposes only and does not constitute financial, legal, or investment advice. Real Good Credit does not sell or share personal information. Use of this site signifies acceptance of our Terms of Use and Privacy Policy.

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