Terms Of Service Agreement

Terms of Service

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT

CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU

HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS

INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU,

THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS

AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT

EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE

DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF

SERVICE AGREEMENT IS EFFECTIVE AS OF 11/08/2025.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that

shall govern the relationship with our users and others which may interact or interface with

REAL GOOD CREDIT, also known as RGC, located at 938 Jackson Ave, Davenport, Florida

33837 and our subsidiaries and affiliates, in association with the use of the RGC website,

which includes https://realgoodcredit.com, (the "Site") and its Services, which shall be defined

below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is training, education, and information website which has the following description:

To attract potential clients and show our services and case studies.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as

"users" of the herein contained Services provided for the purpose of this TOS. Once an

individual register's for our Services, through the process of creating an account, the user shall

then be considered a "member."

The user and/or member acknowledges and agrees that the Services provided and made

available through our website and applications, which may include some mobile applications

and that those applications may be made available on various social media networking sites

and numerous other platforms and downloadable programs, are the sole property of REAL

GOOD CREDIT. At its discretion, REAL GOOD CREDIT may offer additional website

Services and/or products, or update, modify or revise any current content and Services, and

this Agreement shall apply to any and all additional Services and/or products and any and all

updated, modified or revised Services unless otherwise stipulated. REAL GOOD CREDIT

does hereby reserve the right to cancel and cease offering any of the aforementioned Services

and/or products. You, as the end user and/or member, acknowledge, accept and agree that

REAL GOOD CREDIT shall not be held liable for any such updates, modifications, revisions,

suspensions or discontinuance of any of our Services and/or products. Your continued use of

the Services provided, after such posting of any updates, changes, and/or modifications shall

constitute your acceptance of such updates, changes and/or modifications, and as such,

frequent review of this Agreement and any and all applicable terms and policies should be

made by you to ensure you are aware of all terms and policies currently in effect. Should you

not agree to the updated, revised or modified terms, you must stop using the provided Services

forthwith.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services

offered shall be provided "AS IS" and as such REAL GOOD CREDIT shall not assume any

responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to

store user content, communication or personalization settings.

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  • furnish factual, correct, current and complete information with regards to yourself as

    may be requested by the data registration process, and

  • maintain and promptly update your registration and profile information in an effort to

    maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete

nature, REAL GOOD CREDIT will have sufficient grounds and rights to suspend or terminate

the member in violation of this aspect of the Agreement, and as such refuse any and all current

or future use of REAL GOOD CREDIT Services, or any portion thereof.

It is REAL GOOD CREDIT's priority to ensure the safety and privacy of all its visitors, users

and members, especially that of children. Therefore, it is for this reason that the parents of any

child under the age of 13 that permit their child or children access to the RGC website

platform Services must create a "family" account, which will certify that the individual

creating the "family" account is of 18 years of age and as such, the parent or legal guardian of

any child or children registered under the "family" account. As the creator of the "family"

account, s/he is thereby granting permission for his/her child or children to access the various

Services provided, including, but not limited to, message boards, email, and/or instant

messaging. It is the parent's and/or legal guardian's responsibility to determine whether any of

the Services and/or content provided are age-appropriate for his/her child.

PRIVACY POLICY

Every member's registration data and various other personal information are strictly protected

by the REAL GOOD CREDIT Online Privacy Policy (see the full Privacy Policy at https://

realgoodcredit.com/privacy). As a member, you herein consent to the collection and use of the

information provided, including the transfer of information within the United States and/or

other countries for storage, processing or use by REAL GOOD CREDIT and/or our

subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY

When you set up an account, you are the sole authorized user of your account. You shall be

responsible for maintaining the secrecy and confidentiality of your password and for all

activities that transpire on or within your account. It is your responsibility for any act or

omission of any user(s) that access your account information that, if undertaken by you, would

be deemed a violation of the TOS. It shall be your responsibility to notify REAL GOOD

CREDIT immediately if you notice any unauthorized access or use of your account or

password or any other breach of security. REAL GOOD CREDIT shall not be held liable for

any loss and/or damage arising from any failure to comply with this term and/or condition of

the TOS.

CONDUCT

As a user or member of the Site, you herein acknowledge, understand and agree that all

information, text, software, data, photographs, music, video, messages, tags or any other

content, whether it is publicly or privately posted and/or transmitted, is the expressed sole

responsibility of the individual from whom the content originated. In short, this means that

you are solely responsible for any and all content posted, uploaded, emailed, transmitted or

otherwise made available by way of the RGC Services, and as such, we do not guarantee the

accuracy, integrity or quality of such content. It is expressly understood that by use of our

Services, you may be exposed to content including, but not limited to, any errors or omissions

in any content posted, and/or any loss or damage of any kind incurred as a result of the use of

any content posted, emailed, transmitted or otherwise made available by RGC.

Furthermore, you herein agree not to make use of REAL GOOD CREDIT's Services for the

purpose of:

  • uploading, posting, emailing, transmitting, or otherwise making available any content

    that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious,

    defamatory, vulgar, obscene, libelous, or invasive of another's privacy or which is

    hateful, and/or racially, ethnically, or otherwise objectionable;

  • causing harm to minors in any manner whatsoever;

  • impersonating any individual or entity, including, but not limited to, any RGC officials,

    forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any

    affiliation with an individual or entity;

  • forging captions, headings or titles or otherwise offering any content that you

    personally have no right to pursuant to any law nor having any contractual or fiduciary

    relationship with;

  • uploading, posting, emailing, transmitting or otherwise offering any such content that

    may infringe upon any patent, copyright, trademark, or any other proprietary or

    intellectual rights of any other party;

  • uploading, posting, emailing, transmitting or otherwise offering any content that you do

    not personally have any right to offer pursuant to any law or in accordance with any

    contractual or fiduciary relationship;

  • uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or

    unauthorized advertising, promotional flyers, "junk mail," "spam," or any other form of

    solicitation, except in any such areas that may have been designated for such purpose;

  • uploading, posting, emailing, transmitting, or otherwise offering any source that may

    contain a software virus or other computer code, any files and/or programs which have

    been designed to interfere, destroy and/or limit the operation of any computer software,

    hardware, or telecommunication equipment;

  • disrupting the normal flow of communication, or otherwise acting in any manner that

    would negatively affect other users' ability to participate in any real time interactions;

  • interfering with or disrupting any REAL GOOD CREDIT Services, servers and/or

    networks that may be connected or related to our website, including, but not limited to,

    the use of any device software and/or routine to bypass the robot exclusion headers;

  • intentionally or unintentionally violating any local, state, federal, national or

    international law, including, but not limited to, rules, guidelines, and/or regulations

    decreed by the U.S. Securities and Exchange Commission, in addition to any rules of

    any nation or other securities exchange, that would include without limitation, the New

    York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any

    regulations having the force of law;

  • providing informational support or resources, concealing and/or disguising the

    character, location, and or source to any organization delegated by the United States

    government as a "foreign terrorist organization" in accordance to Section 219 of the

    Immigration Nationality Act;

  • "stalking" or with the intent to otherwise harass another individual; and/or

  • collecting or storing of any personal data relating to any other member or user in

    connection with the prohibited conduct and/or activities which have been set forth in

    the aforementioned paragraphs.

REAL GOOD CREDIT herein reserves the right to pre-screen, refuse and/or delete any

content currently available through our Services. In addition, we reserve the right to remove

and/or delete any such content that would violate the TOS or which would otherwise be

considered offensive to other visitors, users and/or members.

REAL GOOD CREDIT herein reserves the right to access, preserve and/or disclose member

account information and/or content if it is requested to do so by law or in good faith belief that

any such action is deemed reasonably necessary for:

  • compliance with any legal process;

  • enforcement of the TOS;

  • responding to any claim that therein contained content is in violation of the rights of

    any third party;

  • responding to requests for customer service; or

  • protecting the rights, property or the personal safety of REAL GOOD CREDIT, its

    visitors, users and members, including the general public.

REAL GOOD CREDIT herein reserves the right to include the use of security components

that may permit digital information or material to be protected, and that such use of

information and/or material is subject to usage guidelines and regulations established by

REAL GOOD CREDIT or any other content providers supplying content services to REAL

GOOD CREDIT. You are hereby prohibited from making any attempt to override or

circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized

reproduction, publication, distribution, or exhibition of any information or materials supplied

by our Services, despite whether done so in whole or in part, is expressly prohibited.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to

comply with all local rules relating to online conduct and that which is considered acceptable

Content. Uploading, posting and/or transferring of software, technology and other technical

data may be subject to the export and import laws of the United States and possibly other

countries. Through the use of our network, you thus agree to comply with all applicable export

and import laws, statutes and regulations, including, but not limited to, the Export

Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the

sanctions control program of the United States (http://www.treasury.gov/resource-center/

sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

  • are not on the list of prohibited individuals which may be identified on any government

    export exclusion report (http://www.bis.doc.gov/complianceandenforcement/

    liststocheck.htm) nor a member of any other government which may be part of an

    export-prohibited country identified in applicable export and import laws and

    regulations;

  • agree not to transfer any software, technology or any other technical data through the

    use of our network Services to any export-prohibited country;

  • agree not to use our website network Services for any military, nuclear, missile,

    chemical or biological weaponry end uses that would be a violation of the U.S. export

    laws; and

  • agree not to post, transfer nor upload any software, technology or any other technical

    data which would be in violation of the U.S. or other applicable export and/or import

    laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

REAL GOOD CREDIT shall not lay claim to ownership of any content submitted by any

visitor, member, or user, nor make such content available for inclusion on our website

Services. Therefore, you hereby grant and allow for REAL GOOD CREDIT the below listed

worldwide, royalty-free and non-exclusive licenses, as applicable:

  • The content submitted or made available for inclusion on the publicly accessible areas

    of REAL GOOD CREDIT's sites, the license provided to permit to use, distribute,

    reproduce, modify, adapt, publicly perform and/or publicly display said Content on our

    network Services is for the sole purpose of providing and promoting the specific area

    to which this content was placed and/or made available for viewing. This license shall

    be available so long as you are a member of REAL GOOD CREDIT's sites, and shall

    terminate at such time when you elect to discontinue your membership.

  • Photos, audio, video and/or graphics submitted or made available for inclusion on the

    publicly accessible areas of REAL GOOD CREDIT's sites, the license provided to

    permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly

    display said Content on our network Services are for the sole purpose of providing and

    promoting the specific area in which this content was placed and/or made available for

    viewing. This license shall be available so long as you are a member of REAL GOOD

    CREDIT's sites and shall terminate at such time when you elect to discontinue your

    membership.

  • For any other content submitted or made available for inclusion on the publicly

    accessible areas of REAL GOOD CREDIT's sites, the continuous, binding and

    completely sub-licensable license which is meant to permit to use, distribute,

    reproduce, modify, adapt, publish, translate, publicly perform and/or publicly display

    said content, whether in whole or in part, and the incorporation of any such Content

    into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of REAL GOOD CREDIT's

sites are those such areas of our network properties which are meant to be available to the

general public, and which would include message boards and groups that are openly available

to both users and members.

CONTRIBUTIONS TO COMPANY WEBSITE

REAL GOOD CREDIT provides an area for our users and members to contribute feedback to

our website. When you submit ideas, documents, suggestions and/or proposals

("Contributions") to our site, you acknowledge and agree that:

  • your contributions do not contain any type of confidential or proprietary information;

  • RGC shall not be liable or under any obligation to ensure or maintain confidentiality,

    expressed or implied, related to any Contributions;

  • RGC shall be entitled to make use of and/or disclose any such Contributions in any

    such manner as they may see fit;

  • the contributor's Contributions shall automatically become the sole property of RGC;

    and

  • RGC is under no obligation to either compensate or provide any form of

    reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold REAL GOOD CREDIT, our

subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not

liable for any claim or demand, which may include, but is not limited to, reasonable attorney

fees made by any third party which may arise from any content a member or user of our site

may submit, post, modify, transmit or otherwise make available through our Services, the use

of RGC Services or your connection with these Services, your violations of the Terms of

Service and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor

exploit for any commercial reason any part, use of, or access to RGC's sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that REAL GOOD CREDIT may set up any such practices and/or

limits regarding the use of our Services, without limitation of the maximum number of days

that any email, message posting or any other uploaded content shall be retained by REAL

GOOD CREDIT, nor the maximum number of email messages that may be sent and/or

received by any member, the maximum volume or size of any email message that may be sent

from or may be received by an account on our Service, the maximum disk space allowable

that shall be allocated on REAL GOOD CREDIT's servers on the member's behalf, and/or the

maximum number of times and/or duration that any member may access our Services in a

given period of time. In addition, you also agree that REAL GOOD CREDIT has absolutely

no responsibility or liability for the removal or failure to maintain storage of any messages

and/or other communications or content maintained or transmitted by our Services. You also

herein acknowledge that we reserve the right to delete or remove any account that is no longer

active for an extended period of time. Furthermore, REAL GOOD CREDIT shall reserve the

right to modify, alter and/or update these general practices and limits at our discretion.

MODIFICATIONS

REAL GOOD CREDIT shall reserve the right at any time it may deem fit, to modify, alter and

or discontinue, whether temporarily or permanently, our service, or any part thereof, with or

without prior notice. In addition, we shall not be held liable to you or to any third party for any

such alteration, modification, suspension and/or discontinuance of our Services, or any part

thereof.

TERMINATION

As a member of https://realgoodcredit.com, you may cancel or terminate your account,

associated email address and/or access to our Services by submitting a cancellation or

termination request to [email protected].

As a member, you agree that REAL GOOD CREDIT may, without any prior written notice,

immediately suspend, terminate, discontinue and/or limit your account, any email associated

with your account, and access to any of our Services. The cause for such termination,

discontinuance, suspension and/or limitation of access shall include, but is not limited to:

  • any breach or violation of our TOS or any other incorporated agreement, regulation

    and/or guideline;

  • by way of requests from law enforcement or any other governmental agencies;

  • the discontinuance, alteration and/or material modification to our Services, or any part

    thereof;

  • unexpected technical or security issues and/or problems;

  • any extended periods of inactivity;

  • any engagement by you in any fraudulent or illegal activities; and/or

  • the nonpayment of any associated fees that may be owed by you in connection with

    your https://realgoodcredit.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and

or limitations of access for cause shall be made at our sole discretion and that we shall not be

liable to you or any other third party with regards to the termination of your account,

associated email address and/or access to any of our Services.

The termination of your account with https://realgoodcredit.com shall include any and/or all of

the following:

  • the removal of any access to all or part of the Services offered within https://

    realgoodcredit.com;

  • the deletion of your password and any and all related information, files, and any such

    content that may be associated with or inside your account, or any part thereof; and

  • the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of,

advertisers located on or through our Services, which may include the payment and/or delivery

of such related goods and/or Services, and any such other term, condition, warranty and/or

representation associated with such dealings, are and shall be solely between you and any such

advertiser. Moreover, you herein agree that REAL GOOD CREDIT shall not be held

responsible or liable for any loss or damage of any nature or manner incurred as a direct result

of any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either REAL GOOD CREDIT or any third parties may provide links to other websites and/or

resources. Thus, you acknowledge and agree that we are not responsible for the availability of

any such external sites or resources, and as such, we do not endorse nor are we responsible or

liable for any content, products, advertising or any other materials, on or available from such

third party sites or resources. Furthermore, you acknowledge and agree that REAL GOOD

CREDIT shall not be responsible or liable, directly or indirectly, for any such damage or loss

which may be a result of, caused or allegedly to be caused by or in connection with the use of

or the reliance on any such content, goods or Services made available on or through any such

site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that REAL GOOD CREDIT's Services and any

essential software that may be used in connection with our Services ("Software") shall contain

proprietary and confidential material that is protected by applicable intellectual property rights

and other laws. Furthermore, you herein acknowledge and agree that any Content which may

be contained in any advertisements or information presented by and through our Services or

by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and

laws. Therefore, except for that which is expressly permitted by applicable law or as

authorized by REAL GOOD CREDIT or such applicable licensor, you agree not to alter,

modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created

any plagiaristic works which are based on REAL GOOD CREDIT Services (e.g. Content or

Software), in whole or part.

REAL GOOD CREDIT herein has granted you personal, non-transferable and non-exclusive

rights and/or license to make use of the object code or our Software on a single computer, as

long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or

plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to

locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or

otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter

or change the Software in any manner, nature or form, and as such, not to use any modified

versions of the Software, including and without limitation, for the purpose of obtaining

unauthorized access to our Services. Lastly, you also agree not to access or attempt to access

our Services through any means other than through the interface which is provided by REAL

GOOD CREDIT for use in accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

  • THE USE OF REAL GOOD CREDIT SERVICES AND SOFTWARE ARE AT THE

    SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED

    ON AN "AS IS" AND/OR "AS AVAILABLE" BASIS. REAL GOOD CREDIT AND

    OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS,

    PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL

    WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED,

    INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE,

    MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.

  • REAL GOOD CREDIT AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES,

    AGENTS, PARTNERS AND LICENSORS MAKE NO SUCH WARRANTIES THAT

    (i) REAL GOOD CREDIT SERVICES OR SOFTWARE WILL MEET YOUR

    REQUIREMENTS; (ii) REAL GOOD CREDIT SERVICES OR SOFTWARE SHALL

    BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH

    RESULTS WHICH MAY BE OBTAINED FROM THE USE OF THE REAL GOOD

    CREDIT SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv)

    QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR OTHER

    MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH

    OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v)

    THAT ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE

    CORRECTED.

  • ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE

    OBTAINED BY WAY OF REAL GOOD CREDIT SERVICES OR SOFTWARE

    SHALL BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND

    AS SUCH YOU SHALL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE

    ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY

    DAMAGE TO YOUR COMPUTER AND/OR INTERNET ACCESS,

    DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT

    COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR

    MATERIAL.

  • NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR

    ORAL, THAT MAY BE OBTAINED BY YOU FROM REAL GOOD CREDIT OR

    BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY

    WARRANTY NOT EXPRESSLY STATED IN THE TOS.

  • A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE

    OF EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR

    BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR

    WHILE USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A

    PREVIOUSLY UNKNOWN CONDITION OR UNDETECTED EPILEPTIC

    SYMPTOM IN USERS WHO HAVE SHOWN NO HISTORY OF ANY PRIOR

    SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU KNOW OR ANYONE

    IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A

    PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS

    WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISION, EYE OR

    MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY

    INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT REAL GOOD

CREDIT AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS,

PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE,

INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES,

INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE

LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE

LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY

THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

  • THE USE OR INABILITY TO USE OUR SERVICE;

  • THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;

  • UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR

    TRANSMISSIONS AND/OR DATA;

  • STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;

  • AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

RELEASE

In the event you have a dispute, you agree to release REAL GOOD CREDIT (and its officers,

directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and any other

third parties) from claims, demands and damages (actual and consequential) of every kind and

nature, known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out

of or in any way connected to such dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages,

alerts or other information from our Services concerning companies, stock quotes, investments

or securities, please review the above Sections Warranty Disclaimers and Limitations of

Liability again. In addition, for this particular type of information, the phrase "Let the investor

beware" is appropriate. REAL GOOD CREDIT's content is provided primarily for

informational purposes, and no content that shall be provided or included in our Services is

intended for trading or investing purposes. REAL GOOD CREDIT and our licensors shall not

be responsible or liable for the accuracy, usefulness or availability of any information

transmitted and/or made available by way of our Services, and shall not be responsible or

liable for any trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF

CERTAIN WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR

INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE

ABOVE LIMITATIONS OF SECTIONS WARRANTY DISCLAIMERS AND LIMITATION

OF LIABILITY MAY NOT APPLY TO YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this

TOS, that there shall be no third-party beneficiaries to this agreement.

NOTICE

REAL GOOD CREDIT may furnish you with notices, including those with regards to any

changes to the TOS, including but not limited to email, regular mail, MMS or SMS, text

messaging, postings on our website Services, or other reasonable means currently known or

any which may be herein after developed. Any such notices may not be received if you violate

any aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance

of this TOS constitutes your agreement that you are deemed to have received any and all

notices that would have been delivered had you accessed our Services in an authorized

manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the REAL GOOD CREDIT

trademarks, copyright, trade name, service marks, and other REAL GOOD CREDIT logos and

any brand features, and/or product and service names are trademarks and as such, are and shall

remain the property of REAL GOOD CREDIT. You herein agree not to display and/or use in

any manner the REAL GOOD CREDIT logo or marks without obtaining REAL GOOD

CREDIT's prior written consent.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS

NOTICE

& PROCEDURES

REAL GOOD CREDIT will always respect the intellectual property of others, and we ask that

all of our users do the same. With regards to appropriate circumstances and at its sole

discretion, REAL GOOD CREDIT may disable and/or terminate the accounts of any user who

violates our TOS and/or infringes the rights of others. If you feel that your work has been

duplicated in such a way that would constitute copyright infringement, or if you believe your

intellectual property rights have been otherwise violated, you should provide to us the

following information:

  • The electronic or the physical signature of the individual that is authorized on behalf of

    the owner of the copyright or other intellectual property interest;

  • A description of the copyrighted work or other intellectual property that you believe

    has been infringed upon;

  • A description of the location of the site which you allege has been infringing upon your

    work;

  • Your physical address, telephone number, and email address;

  • A statement, in which you state that the alleged and disputed use of your work is not

    authorized by the copyright owner, its agents or the law;

  • And finally, a statement, made under penalty of perjury, that the aforementioned

    information in your notice is truthful and accurate, and that you are the copyright or

    intellectual property owner, representative or agent authorized to act on the copyright

    or intellectual property owner's behalf.

The REAL GOOD CREDIT Agent for notice of claims of copyright or other intellectual

property infringement can be contacted as follows:

Mailing Address:

REAL GOOD CREDIT

Attn: Copyright Agent

938 Jackson Ave

Davenport, Florida 33837

Telephone: 689.232.4389

Email: [email protected]

CLOSED CAPTIONING

BE IT KNOWN, that REAL GOOD CREDIT complies with all applicable Federal

Communications Commission rules and regulations regarding the closed captioning of video

content. For more information, please visit our website at https://realgoodcredit.com.

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and REAL GOOD CREDIT and shall

govern the use of our Services, superseding any prior version of this TOS between you and us

with respect to REAL GOOD CREDIT Services. You may also be subject to additional terms

and conditions that may apply when you use or purchase certain other REAL GOOD CREDIT

Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and REAL GOOD CREDIT with regard to the TOS

that the relationship between the parties shall be governed by the laws of the state of Florida

without regard to its conflict of law provisions and that any and all claims, causes of action

and/or disputes, arising out of or relating to the TOS, or the relationship between you and

REAL GOOD CREDIT, shall be filed within the courts having jurisdiction within the County

of Polk County, Florida or the U.S. District Court located in said state. You and REAL GOOD

CREDIT agree to submit to the jurisdiction of the courts as previously mentioned, and agree to

waive any and all objections to the exercise of jurisdiction over the parties by such courts and

to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should REAL GOOD CREDIT fail to exercise or enforce any right or provision

of the TOS, such failure shall not constitute a waiver of such right or provision. If any

provision of this TOS is found by a court of competent jurisdiction to be invalid, the parties

nevertheless agree that the court should endeavor to give effect to the parties' intentions as

reflected in the provision, and the other provisions of the TOS remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to

your ID and/or contents within your account shall terminate upon your death. Upon receipt of

a copy of a death certificate, your account may be terminated and all contents therein

permanently deleted.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary,

any claim or action arising out of or related to the use of our Services or the TOS must be filed

within 2 year(s) after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to REAL GOOD CREDIT as follows:

Mailing Address:

REAL GOOD CREDIT

938 Jackson Ave

Davenport, Florida 33837

Telephone: 689.232.4389

Email: [email protected]

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